Kern Legacy | A Legacy of Good Health | Winter 2027

Standard U.S. Postage PAID Yakima, WA Permit No. 157 KERN LEGACY HEALTH PLANS 1115 Truxtun Avenue, First Floor Bakersfield, CA 93301 A LEGACY OF GOOD HEALTH is published as a community service for the friends and members of KERN LEGACY HEALTH PLANS, 1115 Truxtun Ave., First Floor, Bakersfield, CA 93301, telephone 661-868-3182. Information in A LEGACY OF GOOD HEALTH comes from a wide range of medical experts. If you have any concerns or questions about specific content that may affect your health, please contact your healthcare provider. Models may be used in photos and illustrations. 2026 © Coffey Communications, Inc. All rights reserved. Know your network: Always check that your doctor, specialist and facility are in your plan’s network before receiving care. Using in-network providers can help you avoid unexpected costs. Keep your ID card handy: Have your health plan ID card available when visiting your doctor, pharmacy or other healthcare provider. Use preventive care: Take advantage of covered preventive services, such as annual checkups, screenings and recommended vaccines. Staying up-to-date can help you stay healthy. Check before you schedule: Some services may require prior authorization. Check your benefits or contact Member Services before scheduling services to make sure you understand any requirements. Understand your costs: Before receiving care, know whether your service is subject to a co-pay, deductible or coinsurance. Understanding your benefits can help prevent surprises. Use your pharmacy benefits: Check your plan’s preferred pharmacies and formulary when filling prescriptions. Generic or preferred medications may help reduce your out-of-pocket costs. Keep your information updated: Make sure your address, phone number and dependent information are current so you receive important benefit communications. Check that your life insurance beneficiary is up-to-date: Make sure your life insurance beneficiary information reflects your current preferences and family situation. While you’re reviewing your benefits, confirm that any dependents enrolled under your coverage continue to meet your plan’s eligibility requirements. HAVE QUESTIONS? Understanding your health benefits and knowing where to go for care can help you make informed decisions about your health. If you’re unsure whether a service is covered, need help understanding your benefits or would like to find a contracted provider, visit www.kerncountyhealthbenefits.com or call the Customer Service number on the back of your health insurance ID card. We’re here to help you make the most of your health benefits! Kern Legacy Health Plans Timely notification: If a divorce is finalized, the former spouse must be removed from coverage effective the date the marriage ends, as they are no longer an eligible dependent. Newborns are automatically covered for 30 days after birth. To maintain coverage, enroll your child within 60 days of the birth. A Legacy of Good Health Important things to remember about your health benefits

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