Kern Legacy | A Legacy of Good Health | Fall 2024

● A uniquely designed, two-tiered benefit health plan. ● Extensive network of Kern County providers. ● Self-insured health plan with claims paid directly by Kern County. ● A high-deductible health plan. ● Health savings account (HSA) for eligible members. ● Self-insured health plan with claims paid directly by Kern County. ● Both in-network and out-of-network benefits. ● Nationwide coverage from the Anthem Network. ● Self-insured health plan with claims paid directly by Kern County. ● A low deductible with 20% co-insurance. ● Nationwide coverage from the Anthem Network. ● Self-insured health plan with claims paid directly by Kern County. 2025 Open Enrollment OCT. 7 THROUGH NOV. 8 The 2025 Open Enrollment for Kern County Health & Wellness is just around the corner. This is the only time of the year you can make changes to your benefits, without a permitting event, for the next calendar year, commencing Jan. 1, 2025. Do not make the mistake of letting Open Enrollment pass you by without making an informed assessment of your current needs. Assuming that you do not need to make changes to your benefits because your circumstances have not changed can be a very costly mistake. Take the time to assure yourself that you are where you need to be. Did my plan make changes? Review the benefits offered to you on your current plan. Did anything change? Are the rates different? Is there a better choice available to fit your needs? Without taking some time to review all the Kern Legacy Health Plans, you cannot be sure the plan you have is the right plan to best suit your needs. You may find that changing your current health plan will continue to provide you the benefits you require while possibly saving yourself hundreds, if not thousands, of dollars each year. What changes can I make? During Open Enrollment 2025, you can: ● Change your medical or dental plans. ● Enroll in benefits you are currently not enrolled in. ● Add or remove a dependent from coverage. ● Elect or change voluntary benefits. ● Decline health coverage (if you meet cancellation criteria). Other things to remember ● Is your life insurance beneficiary up-to-date? ● Have you had a change of address? Incorrect addresses can result in important County information being missed. ● Have you married or divorced? A former spouse or stepchildren are no longer eligible for health coverage as of the date your divorce was finalized.

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